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Brexit & Pensions
Extract from an article I read today, in The Telegraph, that suggests – “no deal is better than a bad deal” Brexit might not seem such a good idea for many expat oldies!
“British pensioners living in Europe face a drop in their incomes unless a post-Brexit deal on personal pensions is secured, MPs are warning. The problem is caused by insurance contracts – such as annuity payments – which may not be able to continue paying out to overseas customers after Britain leaves the EU, in March 2019. In a letter to Philip Hammond, the Chancellor, Treasury committee chair Nicky Morgan said unless a deal is struck insurers will lose the right to service these contracts. She said insurers were being put into a bind where they “must break the contract or the break the law”.
Currently British firms have “passporting rights” which allow them to offer cross-border insurance. These will end with Brexit, unless new arrangements are secured. Ms Morgan warned: “Citizens – including many UK expatriates – living in the rest of the European Economic Area in receipt of personal pensions may face difficulties getting paid” Ian L
Services – Painting and Decorating. etc..
Gardening…Window Cleaning…Pool cleaning…HandyMan for any odd jobs around your home.. Mobile Car Valeting…Upholstery Cleaning, sofas, rugs and more… Upholstery Clean of cars interior… Nerja and surrounding areas. Private and commercial.Legal and facturas available.
Contact me on 692 261 833 for quotes at no obligation. Thanks, look forward to hearing from you
Services Needed asap.
Settee Transported from Vinuela to Torrox please ASAP. email@example.com meet at BP Garage
Services Needed Horse Riding
I have 2 clients who are on holiday here for a week, who asked me if there was any possibility for them to go horse riding in the area. The area being anywhere in Digame land. If anyone knows or has a couple of horses available or would know where stables are located ? Your help would be appreciated and it would make my clients very happy, here on their trip to Spain. They are experienced riders. please contact me : casa el capitan at g mail dot com. Tel no or whattsap 660563171 Many thanks Peter
Services Needed- Dentist
I need a good dentist for a client in Torrox. Specifically for dentures. Can anyone recommend one for me please?. Thank you. E mail annehenry101 at yahoo dot co dot uk
Services Needed Upholstery cleaned, rugs, mattresses etc
We live in Torrox Costa but will happily travel to your home
Please email firstname.lastname@example.org
Phone Kevin or Jenny on 693 567 351
Sarah & Tony Bell have just completed 2 weeks house- & Cat-sitting for us in our large 300 year old house in Sayalonga campo. We could not be more pleased with their attitude, willingness & caring for our now ageing cat, who was reluctant to let Tony go!
The house was impeccable, clean & tidy & Tony had mastered the rather complicated plant irrigation system. (And the TV !) We have booked them for a longer stay in January. We thoroughly recommend email@example.com Tel: 636 164 514. Hugh & Penny Wickes. 952 030 399
The following company, near the Ayuntamiento in Velez Malaga are very thorough and professional, I have used them for many years. Here’s their web address. https://www.clinicahidalgo.es/
Recommendation- Films to Watch
If you are twiddling your thumbs here and casting a curious eye about you wondering about the Spain you find yourself in – then I recommend some must-see films that will at least keep you busy for a while. The first is ‘Behold a Pale Horse’ – great actors – Gregory Peck, Anthony Quinn, Omar Sharif – American accents but a picture of the Spanish Civil War that will leave you moved I feel and probably depressed ! This can be seen or recorded if you have Sky Movies4men this Saturday at 6am UK time. Repeated on Monday same time. Trailer https://youtu.be/4cAwvmJkJxo
The second is ‘Al Sur de Granada’ which you may be familiar with as it is based on Gerald Brenans book ‘South from Granada. This is required viewing if you have any interest in the region , particularly Las Alpujarras. What I like is that the Spanish speak Spanish, the English speak Spanish when they can, and there are subtitles in case ! Reality ! Trailer https://youtu.be/a25OZO5UzSM
The third is ‘The Devils Backbone’ – ‘El Espinazo del Diablo’ from Guillermo del Toro. This may scare you to death but remember, ‘ The living will always be more dangerous than the dead’ . Again , Civil War period and very atmospheric. Trailer https://youtu.be/Qj_QUV8HZp4
The fourth on my list is ‘Pan’s Labyrinth’. Another film directed by ‘Guillermo del Toro’. In 1944 Spain young Ofelia (Ivana Baquero) and her ailing mother (Ariadna Gil) arrive at the post of her mother’s new husband (Sergi López), a sadistic army officer who is trying to quell a guerrilla uprising………Trailer https://youtu.be/EqYiSlkvRuw
You may or may not thank me for suggesting these but I know that at least you will be stirred. I can loan or let you have a copy of these if needed – €5 each contribution to ‘Tails’ Dog Charity please Torrox, opposite Mercadona, when you collect – email me first to order and I can leave a copy at the shop with your name on it. Chris firstname.lastname@example.org
Rental Wanted and Offer of Assistance
Dutch/American couple in their 60’s living in the Netherlands want to rent a (town)house i.e. roof top terrace, 2 bedroom, 1 bath in Competa/Torrox Pueblo area starting in March/April for 3 or 4 months (with possible longer term). Besides enjoying the climate and walking in nature we would like to be part-time involved in helping and assisting others. She is a registered nurse currently providing care in a nursing home. He is a retired IBM businessman who enjoys socialising with elderly and teaching. We like pets. We are jacks of all trades and have worked in various fields as we have experience with UN in Africa and English teaching in China. We will be in the Competa area 28 October-7 November. We are looking forward to hearing from you. Replies to rental and/or offers of assistance can be sent to email@example.com or WhatsApp phone +31 626 830 430.”
For Sale- Table & Chairs
Sturdy table with glass insert for garden / conservatory. 15 euros
Two pretty chairs for garden / conservatory. 20euros pair.
Vinuela area tel 655201175 or e- mail firstname.lastname@example.org
For Sale- Stools & Lamp
Located Competa, but could meet El Ingenio. e mail:- peter. annette. lee @ hotmail. com. or tel 0044 7974 177212.
Wanted Sewing Machines
To our collaboration with the Nomad Association based in Mhamid, Morocco the Vilostrada Foundation is looking for donations in the form of sowing machines. For more information, please get in touch with the Vilostrada Foundation, email@example.com
We will collect! Thank you! Sincerely, Victoria Ahlen
For Sale- Toddlers buggy
Little used. Nerja area. 30 euros. Tel 628429428
For Sale- Occassional Seater H68mm W91mm D37mm Price 40€
Tel 665599765 E-Mail firstname.lastname@example.org Address Ladera del Mar Nerja.
For Sale-Various Cream
Leather Swizzle Chair. Perfect Condition. Price 50.00€
Wooden Bird Artwork H88 W 37 Price 15.00€
Lady Framed Picture. Price 10.00€
email@example.com Address Ladera del Mar. NerjaTel 665599765
For Sale – Sony flat screen TV & stand
For Sale- Sofa Bed
Sofa bed for sale. Excellent condition.
Sofa dimensions: 192cm width, 80cm depth, 85cm height.
Converts to single bed. Dimensions: 105cm width, 180cm length.
There is also an additional smaller single bed. Dimensions: 180cm length, 71cm width. Price €75 Buyer to collect.
For Sale Beautiful Vitto and Lugo red zipped jacket
size 50 Has zipped pockets too If interested I can send a photo €50 ono Ruth 951325463
For Sale- Computer Tower
Tower only. Extra cooling fan clean exterior.
CPU Intel 2.66Ghz, HDD (SATE) 350GB, Optical drive: 1 DVD read & 1 DVD Write. RAM 4GB, 4in1 card reader plus USB port. 3¼ Floppy drive. Software Windows 10 and office 2016 installed. 75 euros. Reason for sale upgrade. Keith 650698685 or email peakayone at msn dot com (replace at @ and dot .) Velez Malaga area.
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